Complete banking software for Nidhi companies
Members and shares, savings, RD and FD accounts, gold and other loans, interest calculation, collection agents, day book and statutory reports — built for Nidhi companies and co-operative societies.
- GST-ready
- Cloud or on-premise
- Training & support included
Illustrative screen with sample data
- Nidhi companies
- Credit co-operative societies
- Mutual benefit societies
- Multi-branch finance companies
From daily confusion to complete clarity
The everyday problems we hear from nidhi companies, and how Nidhi Software fixes them.
Your complete process in one connected system
Interest on thousands of accounts calculated manually
Automatic interest calculation and posting for savings, RD, FD and loans
Maturity and EMI dues are missed
Maturity, renewal and EMI due lists with reminders
Agent collections are hard to verify
Agent-wise daily collection entries with commission calculation
Compliance reports take days at year end
Member, deposit and loan registers and statutory reports ready anytime
Everything you need, in one place
Use the full suite or start with the modules you need most. Every module can be adapted to your process.
Members & shares
Member KYC, share allotment, nominees and member ledgers.
Savings, RD & FD
Deposit schemes, account opening, interest and maturity.
Loans
Gold, property, personal and deposit loans with EMI schedules.
Agents & collection
Collection agents, daily collection and commission.
Accounts & day book
Vouchers, cash book, day book, trial balance and balance sheet.
Compliance reports
Registers and statutory reports required for Nidhi companies.
Your complete process, connected
Each step feeds the next automatically — no re-entry, no missing paperwork.
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1
Member KYC
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2
Share allotment
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3
Deposit / loan account
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4
Daily transactions
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5
Interest & EMI
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6
Reports & compliance
Decisions based on live numbers, not guesswork
Every entry updates your reports instantly. Filter by date, party, location or item, and export to Excel or PDF in one click.
See reports in a demo- Day book & cash book
- Deposit maturity list
- Loan overdue (NPA) report
- Agent collection
- Member register
- Balance sheet
Common questions
Have a question that is not here? Call us or send a WhatsApp message.
Is it suitable for co-operative societies too?
Yes. The same system is used by credit co-operative societies with their own schemes and reports.
Can it handle multiple branches?
Yes. Branch-wise transactions with consolidated reports for head office.
Can we migrate data from our old software?
Yes. We import members, accounts and balances from your existing system or Excel.
See Nidhi Software working on your process
Book a free, no-obligation demo. We will walk you through the software using your own process and answer every question.