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Micro Finance System

From group formation to EMI collection, fully tracked

Centres and groups, member KYC, loan sanction and disbursement, weekly or monthly EMI schedules, field collection, branch control and portfolio reports — for MFIs and NBFCs.

  • GST-ready
  • Cloud or on-premise
  • Training & support included

Illustrative screen with sample data

Built for
  • Micro finance institutions
  • NBFCs
  • SHG & JLG lenders
  • Rural credit societies
Problems we solve

From daily confusion to complete clarity

The everyday problems we hear from micro finance institutions, and how Micro Finance System fixes them.

Micro Finance System — on the floor
Micro Finance System — operations

Your complete process in one connected system

Field officers record collections on paper

Centre-wise collection sheets and mobile entry for field staff

Overdues are noticed only when it is too late

Daily overdue and portfolio-at-risk reports by branch and officer

Loan schedules differ for every product

Flexible weekly, fortnightly and monthly EMI schedules per loan product

Branch cash and collections do not reconcile

Branch-wise cash, collection and deposit reconciliation

Modules

Everything you need, in one place

Use the full suite or start with the modules you need most. Every module can be adapted to your process.

Centres & groups

Centre, group (JLG / SHG) and member records with KYC.

Loan origination

Applications, verification, sanction and disbursement.

EMI schedules

Weekly, fortnightly or monthly repayment schedules.

Field collection

Collection sheets and mobile entry for field officers.

Branch management

Branches, officers, cash and day-end closing.

Portfolio & risk

Outstanding, overdue, PAR and officer performance.

How it flows

Your complete process, connected

Each step feeds the next automatically — no re-entry, no missing paperwork.

  1. 1

    Centre & group

  2. 2

    Member KYC

  3. 3

    Loan sanction

  4. 4

    Disbursement

  5. 5

    EMI collection

  6. 6

    Closure & reports

Reports & MIS

Decisions based on live numbers, not guesswork

Every entry updates your reports instantly. Filter by date, party, location or item, and export to Excel or PDF in one click.

See reports in a demo
  • Portfolio outstanding
  • Overdue & PAR
  • Collection sheet
  • Disbursement register
  • Officer performance
  • Branch day book
FAQ

Common questions

Have a question that is not here? Call us or send a WhatsApp message.

Does it support both JLG and SHG models?

Yes. Group-based and individual loans can be managed together.

Can field staff work from mobile?

Yes. Field officers can view schedules and enter collections on mobile.

Can we define our own loan products?

Yes. Interest method, tenure, frequency and charges are set per loan product.

See Micro Finance System working on your process

Book a free, no-obligation demo. We will walk you through the software using your own process and answer every question.